Scoped authority
Define who or what the agent can pay, per asset, chain, wallet, counterparty, geography, and time window.
Solution / AI agents
Let agents move value only inside policy.
Alloy's AI-agent lane is for platforms that need bounded authority, risk review, escalation, revocation, and receipts before autonomous systems can safely touch real funds.
In brief: Alloy is most relevant for AI-agent teams once wallets touch production money movement, customer funds, enterprise controls, or audit requirements. Demo wallets rarely need this much operating discipline.
When this matters
The pain is not wallet creation. It is delegated authority.
Agent platforms need to prove what an agent was allowed to do, why a transaction was approved or blocked, and who owns the funds being moved.
Company funds: internal agents pay APIs, vendors, rewards, or trading venues under policy.
Customer funds: the platform needs stricter consent, evidence, and escalation boundaries.
User-owned wallets: the agent needs scoped permission, revocation, and auditable transaction receipts.
Control model
Agent wallets need spend limits, evidence, and shutdown paths.
Risk and simulation
Run pre-submit checks before a model-generated intent becomes a provider transaction.
Approval escalation
Escalate transactions outside policy to a human or service account before provider submission.
Revocation
Pause, reduce, or remove agent authority without rebuilding the provider integration.
Receipts
Produce machine-readable evidence for what the agent intended, what controls applied, and what provider executed.
Provider choice
Keep compatibility with Coinbase, Circle, Turnkey, Cobo, Safe, Fireblocks, and future backends.
Timing discipline
Do not over-sell agent wallets before real-funds workflows exist.
The current strongest Alloy wedge remains stablecoin/payment operators. Agent teams should enter the funnel when they have production money movement, compliance pressure, or customer funds at stake.
Good AI-agent fit now
- Agents are moving company or customer funds at meaningful volume.
- Enterprise customers require spend limits, approval trails, and audit receipts.
- The platform expects multiple wallet or custody backends.
Likely too early
- Demo wallets with negligible real value.
- No clear owner for funds, approvals, or liability.
- Only a single wallet SDK is needed for a prototype.
Next step
Bring one agent transaction policy.
The useful first meeting maps an agent's allowed action, funding source, approval path, provider backend, and evidence record.
Request agent wallet review
Prefer email? Send the agent role, fund owner, provider backend, and policy limits to hello@alloy.build.