Solution / Stablecoin payment fintechs

Own the wallet operating layer behind stablecoin payments.

Alloy is for PSPs, cross-border apps, stablecoin payment teams, brokerages, and exchange-like operators that need provider portability, policy evidence, reconciliation, and audit-ready transaction operations without becoming dependent on one bundled wallet provider.

In brief: Alloy helps stablecoin/payment teams standardize wallet operations above providers. It is most relevant when a team is adding a second provider, entering a new geography, preparing an audit, or reconciling high-volume transaction flows.
Target market

Built for globally fragmented payment operations.

Research points to Africa/EEMEA and LatAm/Americas first, then US/UK/EU PSPs and Singapore/APAC. These teams often run across multiple fiat corridors, stablecoin rails, wallet providers, compliance rules, and reconciliation workflows.

Africa and EEMEA

High stablecoin payment demand, cross-border pressure, provider availability questions, and compliance evidence needs.

LatAm and Americas

Payment, remittance, treasury, and brokerage teams often need operational flexibility across partners and corridors.

US, UK, EU, Singapore

PSPs and regulated fintechs need governance, auditability, vendor-risk controls, and clear non-custodial boundaries.

Jobs to be done

The buyer is not shopping for another wallet UI. They are trying to control operations.

The buying trigger is usually concrete: a second provider, a new geography, an audit, a reconciliation backlog, or a workflow that no longer fits inside one bundled wallet platform.

Founder/CEO: reduce strategic dependency on one provider and keep new market launches moving.
CTO/VP Engineering: avoid rebuilding transaction state, webhooks, and provider semantics for every adapter.
Compliance/risk lead: collect policy, screening, approval, and audit evidence consistently.
Finance/ops lead: reconcile provider state, chain state, customer balances, and reporting exports.
Recommended starting stack

Start with WalletKit, then add controls as the workflow proves itself.

Start

WalletKit

Normalize providers, wallet/address objects, transaction intent, events, and provider escape hatches.

Add

ShieldOS

Attach transaction screening and compliance evidence to wallet operations.

Add

PolicyKit

Control approvals, roles, rules, limits, and exception handling.

Add

ReconFlow

Reconcile transaction state, provider data, chain data, and finance exports.

Discovery questions

The right first conversation starts with your current stack.

Bring the provider that is live today, the trigger creating pressure, the geographies involved, and the teams responsible for approval, reconciliation, and audit evidence.

  • Which wallet or custody provider is live today?
  • What second provider, migration, or redundancy plan is being considered?
  • Where does transaction state break across product, ops, compliance, and finance?
  • What evidence is needed for audit, risk, or compliance review?
  • Which geography or customer segment is forcing the operational change?
Next step

Tell us your current stack and the trigger that made portability urgent.

We will prioritize conversations where the operations workflow is real, not hypothetical.

Request demo

Prefer email? Send context to hello@alloy.build.