Digital asset lead
Evaluate provider portability before pilot architecture becomes permanent product debt.
Solution / Banks
Bank-owned wallet operations above approved providers.
Alloy is a design-partner conversation for bank digital asset teams that want custody strategy, policy evidence, reconciliation, and audit semantics to stay portable across approved providers.
In brief: Alloy is not a bank, custodian, or replacement for bank-selected custody platforms. The phase-one fit is a non-custodial operating layer that helps architecture, vendor-risk, compliance, and finance teams evaluate multi-provider control without asking Alloy to hold keys.
When banks should care
The provider decision should not become the operating model forever.
Banks can choose Fireblocks, BitGo, Ripple Custody, Taurus, Anchorage, Zodia, or another approved provider while still needing bank-owned transaction state, policy evidence, audit trails, and reconciliation across the program.
Vendor risk: prove what happens if a custodian, wallet provider, or deployment model changes.
Audit: retain policy, approval, raw provider payload, and exception evidence outside a provider console.
Architecture: keep canonical wallet and transaction semantics stable for core systems, SIEM, IAM, data, and finance.
Bank jobs to be done
Different stakeholders, one operating record.
Enterprise architect
Map custody provider objects into bank-owned systems, identity, logs, and audit destinations.
Compliance and risk
Explain what controls applied before a transaction moved, independent of provider-native reports.
Finance and operations
Reconcile balances, fees, exceptions, and settlement records without rebuilding exports per provider.
Boundary discipline
A credible bank page must say what Alloy is not.
The right message is not "bank-grade everything." It is a precise design-partner lane for bank teams that want to own the operating layer while existing providers keep custody and signing.
Alloy does not replace
- Qualified custodians or bank-selected custody platforms.
- Core banking systems, IAM, SIEM, GL, or compliance vendors.
- Formal legal, regulatory, or compliance advice.
Alloy can help map
- Provider object and transaction state ownership.
- Policy evidence and audit trail requirements.
- Private-cloud/on-prem questions to validate later.
Discovery questions
Use the first meeting to test architecture fit, not to force a sales pitch.
Bank conversations are slow unless the workflow, deployment boundary, and evidence requirements are precise from the start.
- Which provider or custody platform is already approved or under RFP?
- Which controls must live outside the provider for vendor-risk or audit review?
- Which systems need wallet state: core, data warehouse, finance, compliance, support, SIEM?
- What deployment constraints would block a SaaS-only control plane?
Next step
Bring the custody architecture question.
Alloy should prioritize bank conversations that can validate vendor-risk, deployment, audit, and provider-portability requirements.
Request bank workflow review
Prefer email? Send current provider, deployment constraints, and evidence requirements to hello@alloy.build.